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Venmo PCI DSS, AML & Vendor Risk Report

Before you share customer data with Venmo, your compliance team needs documented proof they can be trusted. ThirdProof investigated Venmo across 27 intelligence sources — here's what we found.

Risk Tier
Not yet assessed
SOC 2
— Not Found
FedRAMP
— Not Authorized
Last Assessed
—

27 sources checked. Every investigation delivers two audit-ready artifacts: a risk report and an auto-filled security questionnaire — built from independent evidence, not vendor self-attestation.

Get Venmo's Full Report Free →
No credit card|Risk report + auto-filled questionnaire|SOC 2 CC9.2 ready

Certification & Compliance Status

Need a complete vendor security questionnaire?

Run a full ThirdProof investigation to get 133 security questions auto-filled with source evidence — ready for your next audit or vendor onboarding review.

Get Venmo's Full Report Free →
◇27 data sources queried per assessment
◷Reports generated in an average of 7 minutes
◈SHA-256 verified for audit integrity
✓Deterministic risk scoring — no AI guesswork
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report

Intelligence Sources Queried for Venmo

✓Sanctions & Watchlists
✓Business Registration
✓Adverse Media Scan
✓Company Intelligence
✓Domain Analysis
✓Infrastructure Exposure
✓Domain Registration
✓Threat Intelligence
✓Tech Community Sentiment
✓HTTP Security Scan
✓SSL/TLS Analysis
✓Certificate Transparency
✓Web Archive History
✓Threat Intel (OTX)
✓IP Reputation
✓Malware & Phishing Check
✓Website Security Scan
✓Trust & Compliance Scan
✓Subprocessor Discovery
✓FDIC Registry Check
✓SEC Filing Search
✓Historical Media Search
✓Certification Registry

ThirdProof uses a deterministic rules engine to assign risk tiers. AI writes the narrative — rules drive the decision.

What a ThirdProof assessment covers↓

Sanctions Screening

Is Venmo on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?

Cyber Risk Assessment

What is Venmo's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.

Business Registration

Is Venmo a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.

Adverse Media Analysis

Has Venmo appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.

Domain & Infrastructure

Is Venmo's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.

Company Intelligence

What are Venmo's firmographics? Employee count, industry classification, technology stack, and corporate structure.

Trust & Compliance Verification

Does Venmo claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.

Supply Chain & Subprocessor Discovery

Who does Venmo depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.

Regulatory & Financial Filings

Has Venmo appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.

Full methodology, rule engine, and AI disclosure: /methodology

Venmo Regulatory and Licensing Context

Venmo operates as a licensed money transmitter in all US states requiring licensure, regulated by FinCEN at the federal level and by individual state financial regulators. As a PayPal subsidiary, Venmo is subject to PayPal's BSA/AML compliance program, including suspicious activity reporting and customer due diligence requirements. Organizations evaluating Venmo as a vendor should assess Venmo's specific regulatory standing, not just PayPal's — enforcement actions and regulatory orders can apply to subsidiaries independently.

Venmo Security Posture

ThirdProof investigated Venmo across 27 intelligence sources and assigned a Moderate Risk (Tier 3) rating with 92% confidence. Sanctions screening returned clear with no OFAC, EU, or UN matches. Domain reputation is clean across security engines. PayPal's publicly traded status (NASDAQ: PYPL) provides transparency into the parent company's security investments and regulatory disclosures. Organizations should review the full assessment report for adverse media signals and consumer complaint patterns relevant to vendor risk decisions.

Evaluate Venmo for Your Vendor Program

Your first 5 Venmo assessments are free — no credit card, no vendor participation required. ThirdProof queries 27 intelligence sources autonomously: OFAC SDN screening, money transmitter verification, adverse media analysis, cyber risk scoring, PCI DSS compliance checks, and more. Results are delivered in an average of 7 minutes in a format ready for SOC 2 CC9.2, PCI DSS 12.8, and BSA/AML compliance evidence packages.

Seeing this in an audit? ThirdProof lets you investigate Venmo and every other vendor in your stack — average report time: 7 minutes. Get Venmo's Full Report Free →

Frequently asked about Venmo

Is Venmo PCI compliant?+
Venmo operates under PayPal's PCI DSS compliance framework. PayPal maintains PCI DSS Level 1 certification as a payment service provider. Organizations should verify that Venmo's specific data processing services fall within the scope of PayPal's PCI DSS certification — the scope may not cover all Venmo features or data flows. Request PayPal's current Attestation of Compliance (AoC) and confirm Venmo is included in the assessment boundary.
Is Venmo safe for business payments?+
ThirdProof rated Venmo as Moderate Risk (Tier 3) with 92% confidence. Venmo is a licensed money transmitter regulated by FinCEN and state financial regulators. Sanctions screening returned clear with no OFAC matches. Venmo for Business is a separate product with distinct terms of service — organizations should evaluate the business product's compliance posture separately from the consumer P2P platform. Run a free ThirdProof assessment for the full risk breakdown.
Does Venmo have SOC 2 certification?+
Venmo operates under PayPal's compliance framework, and PayPal claims SOC 2 certification. Organizations should request PayPal's current SOC 2 Type II report and verify that Venmo's services are within scope. ThirdProof's assessment independently assesses Venmo's security posture across 27 intelligence sources, including certification verification, to surface gaps that vendor trust pages may not disclose.
Can I get an auto-filled security questionnaire for Venmo?+
Yes. Every ThirdProof investigation of Venmo produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Venmo a single email or waiting for a vendor response.
Is Venmo safe to use as a vendor?+
Venmo is a P2P payments vendor that handles consumer payment and financial data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Venmo's full risk profile.
Does Venmo have SOC 2 certification?+
No SOC 2 found. Venmo rated . See all 0 findings →
Is Venmo FedRAMP authorized?+
FedRAMP authorization is relevant for government contractors evaluating P2P payments platforms. Based on ThirdProof's assessment, Venmo is not currently listed on the FedRAMP Marketplace. Organizations with federal compliance requirements should verify this directly and consider alternative vendors with FedRAMP authorization where required.
Has Venmo had any data breaches?+
Data breach history is an important signal for any vendor, particularly P2P payments platforms like Venmo that handle consumer payment and financial data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Venmo on any sanctions lists?+
Sanctions screening is particularly critical for P2P payments vendors. ThirdProof screens Venmo against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Venmo or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Venmo for vendor risk?+
Assessing Venmo as a P2P payments vendor involves verifying PCI-DSS, SOC 2, and money transmitter regulations compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.

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Venmo is in your vendor stack. Can you prove you assessed them?

SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.

ThirdProof investigates Venmo across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.

Get Venmo's Full Report Free →See PricingBook a Demo
✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes

Replaces $600–$900 in manual compliance consulting time per vendor assessed.