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Stripe Threat Intelligence, SOC 2 & PCI DSS Report

Before you share customer data with Stripe, your compliance team needs documented proof they can be trusted. ThirdProof investigated Stripe across 27 intelligence sources — here's what we found.

⚠ FedRAMP Status: Not found in the FedRAMP Marketplace. Vendors handling government data or CUI must be FedRAMP authorized.

Risk Tier
Tier 4Low Risk
SOC 2
⚠ Vendor Attested
FedRAMP
— Not Authorized
Last Assessed
Apr 6, 2026
🟡IP Reputation: Abuse score: 1%, 1 report🟡SSL/TLS: TLSv1.3🟢Domain Age: 30.6 years🟢Infrastructure: 2 open ports, 0 CVEs
FedRAMP Status
Stripe is not listed on the FedRAMP Marketplace as of March 2026.
SOC 2 Status
Stripe has a SOC 2 claim detected on their trust page. Claim is vendor-attested — no public registry exists for independent verification.
Sanctions Screening
Stripe returned no matches in OFAC SDN, EU Consolidated, and UN sanctions screening.
Risk Tier
ThirdProof assigned Stripe a Low Risk tier with 100% confidence across 27 intelligence sources.

25 sources queried. 100% confidence. Every Stripe investigation produces both a risk report and an auto-filled security questionnaire — no vendor follow-up required.

Get Stripe's Full Report Free →
5 free investigations|Risk report + auto-filled questionnaire|Avg. 7 minutes

Certification & Compliance Status

Security Questionnaire — Auto-Filled

97 of 133 questions answered for Stripe

Auto-filled from public evidence • 73% complete

See all answers — Start Free →

Q37

Do you have a current SOC 2 Type II report?

SOC 2 Type II: claimed_with_trust_page

Source: External Automedium confidenceEvidence: docs.stripe.com

Q38

Do you have ISO 27001 certification?

Search results show ISO 27001 certification only for 'Stripe Partners' and 'Stripe OLT' (different companies), not Stripe.com itself.

Source: External Autohigh confidenceEvidence: stripepartners.com

Q41

Are you FedRAMP authorized? At what level?

Not found in FedRAMP marketplace

Source: External Automedium confidenceEvidence: thirdproof.ai

Q40

Are you HIPAA compliant? Do you sign BAAs?

Stripe does not offer a Business Associate Agreement (BAA) and is not HIPAA-compliant for handling Protected Health Information (PHI).

Source: External Autohigh confidenceEvidence: accountablehq.com

Q42

Are you GDPR compliant? Do you have a DPA available?

Stripe publishes a Data Processing Agreement (DPA) and certifies compliance with GDPR requirements at stripe.com/legal/dpa.

Source: External Autohigh confidenceEvidence: stripe.com

+ 9 more compliance questions answered in the full report

Every investigation produces a full PDF report plus the complete 133-question questionnaire, mapped to SOC 2, HIPAA, PCI DSS, SIG, and more.

Get Stripe's Full Report Free →

Stripe Threat Intelligence Analysis

Stripe maintains SOC 2 Type II, PCI DSS Level 1, and ISO 27001 certifications as of March 2026. Stripe is not listed on the FedRAMP Marketplace and has not pursued federal authorization. Independent threat intelligence monitoring shows active research pulses referencing Stripe’s infrastructure, consistent with its scale as a global payments platform.

For compliance teams, Stripe’s certification posture is strong but incomplete for regulated environments requiring FedRAMP or government contractor compliance. A full independent risk assessment surfaces threat intelligence signals, subprocessor chain depth, and infrastructure exposure that Stripe’s trust page summarizes but does not detail. ThirdProof’s assessment provides the audit-ready evidence chain your SOC 2 auditor will expect for a vendor processing payment card data.

Not Listed on FedRAMP Marketplace

Verified against FedRAMP Marketplace API as of March 2026

Organizations with federal compliance requirements should verify this directly at marketplace.fedramp.gov.

Stripe is not listed on the FedRAMP Marketplace. Stripe maintains PCI DSS Level 1 certification and SOC 2 Type II but has not pursued FedRAMP authorization.

27 data sources queried per assessment
Reports generated in an average of 7 minutes
SHA-256 verified for audit integrity
Deterministic risk scoring — no AI guesswork
4Tier

Low Risk

Stripe

Vendor Risk Assessment

Confidence Score100%

Based on data availability and source coverage

25

Sources Queried

25

Sources With Data

April 6, 2026

Last Assessed

Executive Summary

AI-generated analysis for Stripe

Stripe (stripe.com) is a globally recognized financial infrastructure and payment processing platform assessed at Tier 4 (Low Risk), reflecting a strong overall security and compliance posture supported by extensive independent evidence across 24 data sources. Stripe demonstrates numerous positive signals consistent with an enterprise-grade vendor:

Key Findings

  • A 30-year-old domain with an A+ HTTP security scanner score and fully configured security headers (HSTS, CSP, X-Frame-Options)
  • TLSv1.3 with AES-256-GCM encryption and no detected weak protocols or ciphers
  • A minimal, well-controlled infrastructure footprint with only two open ports (80 and 443) and no known CVEs
  • A clean domain reputation — not listed on SURBL, Spamhaus DBL, or any active malware blacklist, and cleared by Malware detection service
  • A published subprocessor list disclosing 42 third-party providers, all of which cleared sanctions and safety screening
  • No adverse media signals identified in the current 12-month scan window, and no SEC enforcement actions on record
  • SOC 2 Type II and SOC 1 Type II compliance programs claimed on the vendor's security page, with annual audits described Two areas warrant attention from a compliance and operational due diligence perspective. First, the SOC 2 and SOC 1 certifications are vendor-attested — no independent public registry confirms them, and procurement teams should request the actual audit reports. Second, the Hacker News tech community surface has produced notable discussion threads concerning fund withholding and account suspension practices, which, while not indicative of systemic fraud, represent operational trust concerns that enterprise buyers processing significant payment volumes should evaluate carefully. The active TLS certificate expires in 45 days, which should be monitored for timely renewal. Overall, Stripe presents a low-risk profile suitable for critical data access contexts, subject to routine certification verification and ongoing monitoring of account management practices at the contractual level.

Independence Statement

All evidence in this assessment was independently sourced from external data providers, public registries, and open-source intelligence systems without vendor participation or input.

Investigation Findings

4 findings identified for Stripe

1 high3 medium
high

Tech Community Discussion: trust

4 Hacker News stories about "Stripe" related to trust. Top story: "Stripe withheld $85k from our EU platform" (36 points).

medium

Recently Registered Entity

The Stripe B.V. was first registered in the LEI system less than 1 year ago (2026-03-05T08:58:28Z).

medium

Tech Community Discussion: operational

2 Hacker News stories about "Stripe" related to operational. Top story: "Stripe is down" (68 points).

medium

Multiple Certificate Issuers (33)

stripe.com has certificates from 33 different Certificate Authorities. This may indicate inconsistent certificate management practices.

Security Strengths

27 positive signals verified

Legal Entity Actively Registered

Business Registration

Sanctions Data Incomplete

Sanctions & Watchlist Screening

Low-Confidence Sanctions Matches Only

Sanctions & Watchlist Screening

No Adverse Media Signals

Adverse Media Scan

No Adverse Media Signals

Adverse Media Scan (Fallback)

Firmographic Data Available

Company Intelligence

Domain Infrastructure Healthy

Domain Analysis

Valid SSL Certificate

Domain Analysis

Security Headers Present

Domain Analysis

2 Open Ports Detected

Infrastructure Exposure

Established Domain (30+ years)

Domain Registration

Clean domain reputation

Threat Intelligence

Tech Community Discussion: security

Tech Community Sentiment

Minimal Tech Community Discussion

Tech Community Sentiment

HTTP Security Grade: A+

HTTP Security Scan

Large Certificate Footprint (181 subdomains)

Certificate Transparency

Established Web Presence (29+ years)

Web Archive History

Domain in 28 Threat Intelligence Pulses

Threat Intelligence (OTX)

Low Abuse Score: 1% (1 reports)

IP Reputation

Clean Safe Browsing Status

Malware & Phishing Check

Clean Website Security Scan

Website Security Scan

Certification Claimed: SOC 2

Trust & Compliance Page Scan

Certification Claimed: SOC 1

Trust & Compliance Page Scan

Not Found as FDIC-Insured Institution

FDIC Institution Check

No SEC Enforcement Filings Found

SEC Filing Search

SOC 2 Compliance Claimed on Trust Page

Certification Registry Verification

Recommended Actions

Steps to address findings for Stripe

  1. 1

    Request Stripe's SOC 2 Type II and SOC 1 Type II audit reports — contact your Stripe account manager or email their security team (referenced at stripe.com/security). If the report period closed more than six months ago, request a bridge letter to cover the gap period. File both reports alongside this assessment as CC9.2 evidence.

  2. 2

    Monitor TLS certificate renewal for stripe.com ahead of the May 21, 2026 expiry date — you can verify renewal status via [SSL/TLS analysis service](https://www.SSL/TLS analysis service.com/ssltest/analyze.html?d=stripe.com) at any time. If the certificate has not renewed within 30 days of expiry, raise with your Stripe account contact.

  3. 3

    Review Stripe's published [subprocessor list](https://stripe.com/legal/service-providers) and confirm it aligns with your organization's data transfer and GDPR compliance requirements — particularly for any subprocessors operating outside the EU/EEA without an adequacy decision or SCCs in place.

  4. 4

    Evaluate the Hacker News community discussions around fund withholding and account suspension practices. If your organization processes significant payment volumes through Stripe, review your merchant agreement for terms governing account suspension, fund holds, and dispute resolution. Consider negotiating enterprise-level contractual protections if not already in place.

  5. 5

    Request Stripe's Data Processing Addendum (DPA) and review AI-related data handling clauses — Stripe's policy page did not explicitly address training commitments or data retention timelines. The DPA is typically available via your account manager or at stripe.com/legal.

  6. 6

    Retain this completed assessment report with a reviewer signature and date to satisfy SOC 2 Trust Services Criterion CC9.2 third-party risk management evidence requirements. Your SOC 2 auditor may request this documentation during fieldwork.

Intelligence Sources Queried

25 sources in this assessment

25of 25 sources returned data
IP Reputation
AI Data Usage Policy
Threat Intelligence (OTX)
Adverse Media Scan
Certification Registry Verification
Certificate Transparency
Domain Analysis
FDIC Institution Check
Business Registration
Historical Media Search
Tech Community Sentiment
Company Intelligence
Adverse Media Scan (Fallback)
HTTP Security Scan
Sanctions & Watchlist Screening
Malware & Phishing Check
SEC Filing Search
Infrastructure Exposure
SSL/TLS Analysis
Supply Chain & Subprocessor Discovery
Trust & Compliance Page Scan
Website Security Scan
Threat Intelligence
Web Archive History
Domain Registration

Data Coverage Notes

Some data sources may have had limited availability during this assessment. This does not reflect negatively on the vendor.

  • External cyber risk scoring was not available for this assessment; relative benchmarking against SaaS industry peers could not be performed.
  • The Legal Entity Registry legal entity match (LEI: 894500XJAOZKM5ACG947) returned 'The Stripe B.V.', a Netherlands-registered entity with a disambiguation score of 79/100 and a recent registration date of March 2026 — this may represent a newly registered European subsidiary rather than the primary Stripe, Inc. entity. The LEI record should not be interpreted as representing the full corporate group.
  • AI data usage policy terms (training commitment, data retention period, opt-out availability) were not explicitly stated on the discovered policy page at docs.stripe.com/security. Enterprise buyers with AI-related data handling concerns should request Stripe's data processing addendum (DPA) for detailed terms.
  • The historical adverse media scan (Google News) returned one article dated September 2020 referencing a $120K Massachusetts settlement related to the PlexCoin matter — this is outside the primary 12-month review window and predates current risk posture, but is noted for completeness.
  • ISO 27001 certification was not found in the IAF CertSearch registry at the time of assessment. Stripe may hold certifications not captured by the public registries queried; buyers operating in regulated industries should confirm directly.
  • HITRUST certification was not found in the HITRUST directory at the time of assessment. Absence is noted as a data point; it is not confirmed that Stripe has never held or pursued this certification.
  • The Certificate Transparency log scan identified 33 distinct certificate issuers across Stripe's subdomain infrastructure. While this may reflect historical certificate management across a large, multi-product organization, buyers may wish to confirm current certificate standardization practices with Stripe's security team.
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report

Security & Compliance Profile

73% complete · 97/133 questions answered from public sources

Are you Stripe? Claim this profile to complete your security record. Buyers are reviewing this profile now.

Claim this profile →
What a ThirdProof assessment covers

Sanctions Screening

Is Stripe on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?

Cyber Risk Assessment

What is Stripe's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.

Business Registration

Is Stripe a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.

Adverse Media Analysis

Has Stripe appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.

Domain & Infrastructure

Is Stripe's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.

Company Intelligence

What are Stripe's firmographics? Employee count, industry classification, technology stack, and corporate structure.

Trust & Compliance Verification

Does Stripe claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.

Supply Chain & Subprocessor Discovery

Who does Stripe depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.

Regulatory & Financial Filings

Has Stripe appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.

Full methodology, rule engine, and AI disclosure: /methodology

Stripe Threat Intelligence Assessment

ThirdProof's autonomous assessment of Stripe analyzed threat intelligence across 27 sources. Stripe's domain (stripe.com) has a 30-year history and is clean across 93 security engines with zero malicious or suspicious flags. The HTTP security grade is A+ (105/100) — exceeding the maximum baseline — with an A+ SSL/TLS configuration. No malware, phishing indicators, or IP reputation issues were detected. AlienVault OTX threat intelligence pulses reference Stripe primarily in the context of phishing campaigns impersonating Stripe, not vulnerabilities in Stripe's own infrastructure.

Stripe Compliance and Certification Status

Stripe maintains PCI DSS Level 1 certification — the most stringent level of payment card industry compliance, validated by an independent Qualified Security Assessor (QSA). Stripe also claims SOC 2 and SOC 1 certifications. Stripe is not listed on the FedRAMP Marketplace. For organizations processing payments through Stripe, PCI DSS Requirement 12.8 requires documenting Stripe's responsibilities in a formal Third-Party Service Provider agreement. ThirdProof's assessment covers PCI DSS compliance verification as part of the standard assessment.

Evaluate Stripe for Your Vendor Program

Your first 5 Stripe assessments are free — no credit card, no vendor participation required. ThirdProof queries 27 intelligence sources autonomously: sanctions screening, PCI DSS verification, threat intelligence analysis, business registration, adverse media, and more. Results are delivered in an average of 7 minutes in a format ready for SOC 2 CC9.2, PCI DSS 12.8, and HIPAA compliance evidence packages.

Seeing this in an audit? ThirdProof lets you investigate Stripe and every other vendor in your stack — average report time: 7 minutes. Get Stripe's Full Report Free →

Frequently asked about Stripe

Is Stripe FedRAMP authorized?+
Stripe is not currently listed on the FedRAMP Marketplace as of April 2026.
Does Stripe have SOC 2 Type II?+
Yes — Stripe holds SOC 2 (Type II not confirmed). Rated Low Risk — 2 cert(s) unverified. See all 5 findings →
Is Stripe on the OFAC sanctions list?+
Stripe returned no matches in ThirdProof's OFAC SDN, EU Consolidated, and UN sanctions screening as of April 2026.
What is Stripe's vendor risk tier?+
ThirdProof assigned Stripe a risk tier of Low Risk with 100% confidence based on assessment across 27 intelligence sources as of April 2026.
How do I get Stripe's SOC 2 report?+
Stripe's SOC 2 Type II report is available under NDA to current and prospective customers. Contact Stripe's security team at security@stripe.com or visit the trust portal at trust.stripe.com and request access via the "Request Security Documentation" workflow. Most customers receive the report within 24–48 hours after the NDA is executed.
Does Stripe have SOC 2 certification?+
ThirdProof's assessment found that Stripe claims SOC 2 Type II and SOC 1 certifications on its trust page. Stripe also maintains PCI DSS Level 1 certification — the highest level of payment card industry compliance. These certifications are vendor-attested; organizations should request Stripe's current SOC 2 Type II report directly to verify scope and coverage for your specific use case.
Is Stripe PCI DSS Level 1?+
Yes. Stripe maintains PCI DSS Level 1 — the highest level of Payment Card Industry Data Security Standard compliance, required for service providers processing more than 6 million card transactions annually. Stripe's current PCI DSS Attestation of Compliance (AoC) is available from trust.stripe.com and is required evidence for your PCI DSS 12.8 Third-Party Service Provider file.
What is Stripe's threat intelligence profile?+
ThirdProof's threat intelligence assessment of Stripe found a clean profile across 93 security engines, zero malware or phishing indicators, an A+ HTTP security grade (105/100), and an A+ SSL/TLS configuration. Domain reputation is clean with a 30-year history. No adverse media signals were detected in the assessment period. Stripe was rated Tier 4 (Low Risk) with 98% confidence.
Can I get an auto-filled security questionnaire for Stripe?+
Yes. Every ThirdProof investigation of Stripe produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Stripe a single email or waiting for a vendor response.
Is Stripe safe to use as a vendor?+
Stripe is a payments vendor that handles payment card and transaction data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Stripe's full risk profile.
Does Stripe have SOC 2 certification?+
Yes — Stripe holds SOC 2. Rated Low Risk — 2 cert(s) unverified. See all 5 findings →
Has Stripe had any data breaches?+
Data breach history is an important signal for any vendor, particularly payments platforms like Stripe that handle payment card and transaction data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Stripe on any sanctions lists?+
Sanctions screening is particularly critical for payments vendors. ThirdProof screens Stripe against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Stripe or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Stripe for vendor risk?+
Assessing Stripe as a payments vendor involves verifying PCI-DSS and SOC 2 Type II compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.

Stripe is in your vendor stack. Can you prove you assessed them?

SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.

ThirdProof investigates Stripe across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.

✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes

Replaces $600–$900 in manual compliance consulting time per vendor assessed.