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Plaid Security & Compliance Status

Before you share customer data with Plaid, your compliance team needs documented proof they can be trusted. ThirdProof investigated Plaid across 27 intelligence sources — here's what we found.

⚠ FedRAMP Status: Not found in the FedRAMP Marketplace. Vendors handling government data or CUI must be FedRAMP authorized.

Risk Tier
Tier 4 — Low Risk
SOC 2
— Not Found
FedRAMP
— Not Authorized
Last Assessed
Apr 6, 2026
🟢IP Reputation: Abuse score: 0%, 0 reports🟡SSL/TLS: TLSv1.3🟢Domain Age: 30.6 years🟢Infrastructure: 2 open ports, 0 CVEs
FedRAMP Status
Plaid is not listed on the FedRAMP Marketplace as of March 2026.
SOC 2 Status
Plaid has not had a SOC 2 claim detected on their trust page.
Sanctions Screening
Plaid returned no matches in OFAC SDN, EU Consolidated, and UN sanctions screening.
Risk Tier
ThirdProof assigned Plaid a Low Risk tier with 98% confidence across 27 intelligence sources.

27 sources checked. Every investigation delivers two audit-ready artifacts: a risk report and an auto-filled security questionnaire — built from independent evidence, not vendor self-attestation.

Get Plaid's Full Report Free →
No credit card|Risk report + auto-filled questionnaire|SOC 2 CC9.2 ready

Certification & Compliance Status

Need a complete vendor security questionnaire?

Run a full ThirdProof investigation to get 133 security questions auto-filled with source evidence — ready for your next audit or vendor onboarding review.

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✗Not Listed on FedRAMP Marketplace

Verified against FedRAMP Marketplace API as of March 2026

Organizations with federal compliance requirements should verify this directly at marketplace.fedramp.gov.

Plaid is not listed on the FedRAMP Marketplace.

Source: FedRAMP Marketplace

FedRAMP authorized vendors →
◇27 data sources queried per assessment
◷Reports generated in an average of 7 minutes
◈SHA-256 verified for audit integrity
✓Deterministic risk scoring — no AI guesswork
Risk Tier
Tier 4 — Low Risk
Assessment
Conditional
Confidence
98%

Assessment Preview — 23 Sources Queried

Sanctions ScreeningClear — No matches found
SSL/TLS GradeTLSv1.3
HTTP Headers (Public Site)D+ (40/100)
Domain ReputationClean (no malware associations)
Infrastructure2 open ports, 0 CVEs
Malware & PhishingClean
IP ReputationAbuse score: 0%, 0 reports
Domain Age30.6 years

Run your own investigation to see the full evidence chain, compliance assessment, and recommended actions.

Get Plaid's Full Report Free →

Executive Summary Preview

Plaid (plaid.com) is a financial data connectivity and fintech infrastructure vendor assessed at Risk Tier 4 (Low Risk) with a 98% confidence score. As a critical-data-access vendor operating at the intersection of banking APIs and consumer financial accounts, this rating reflects a strong overall security posture across identity, infrastructure, and reputation signals.

This is an excerpt. Run your own investigation to see the full assessment. Get Plaid's Full Report Free →

Key Findings for Plaid

SeverityFindingSource
infoClean domain reputationThreat Intelligence
lowSubprocessor list could not be parsedSupply Chain & Subprocessor Discovery
lowThreat intelligence pulses detectedThreat Intelligence (OTX)

3 total findings. Get Plaid's Full Report Free →

Recommended Actions

  1. Request Plaid's current SOC 2 Type II report (dated within the last 12 months) and a bridge letter covering any gap period since the report date. Contact Plaid's security team directly or check their compliance portal — many fintech vendors provide reports via their trust page at https://plaid.com/security or https://security.plaid.com upon execution of an NDA.
  2. Manually review the subprocessor disclosure at https://plaid.com/open-banking/ to identify all named third-party data processors. Confirm that your Data Processing Agreement (DPA) with Plaid covers all listed subprocessors and that subprocessor changes are subject to advance notice obligations.
  3. Verify the application security posture of secure.plaid.com (the API/application endpoint identified during scanning) separately from the marketing site. Request Plaid's most recent penetration test executive summary or security attestation covering the application layer — ask their security team for a summary or check https://security.plaid.com.
Get Plaid's Full Report Free →
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report

Intelligence Sources Queried for Plaid

✓Sanctions & Watchlists
✓Business Registration
✓Adverse Media Scan
✓Company Intelligence
✓Domain Analysis
✓Infrastructure Exposure
✓Domain Registration
✓Threat Intelligence
✓Tech Community Sentiment
✓HTTP Security Scan
✓SSL/TLS Analysis
✓Certificate Transparency
✓Web Archive History
✓Threat Intel (OTX)
✓IP Reputation
✓Malware & Phishing Check
✓Website Security Scan
✓Trust & Compliance Scan
✓Subprocessor Discovery
✓FDIC Registry Check
✓SEC Filing Search
✓Historical Media Search
✓Certification Registry

ThirdProof uses a deterministic rules engine to assign risk tiers. AI writes the narrative — rules drive the decision.

What a ThirdProof assessment covers↓

Sanctions Screening

Is Plaid on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?

Cyber Risk Assessment

What is Plaid's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.

Business Registration

Is Plaid a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.

Adverse Media Analysis

Has Plaid appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.

Domain & Infrastructure

Is Plaid's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.

Company Intelligence

What are Plaid's firmographics? Employee count, industry classification, technology stack, and corporate structure.

Trust & Compliance Verification

Does Plaid claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.

Supply Chain & Subprocessor Discovery

Who does Plaid depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.

Regulatory & Financial Filings

Has Plaid appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.

Full methodology, rule engine, and AI disclosure: /methodology

Seeing this in an audit? ThirdProof lets you investigate Plaid and every other vendor in your stack — average report time: 7 minutes. Get Plaid's Full Report Free →

Frequently asked about Plaid

Is Plaid FedRAMP authorized?+
Plaid is not currently listed on the FedRAMP Marketplace as of April 2026.
Does Plaid have SOC 2 Type II?+
No SOC 2 found. Plaid rated Low Risk — subprocessor list unavailable. See all 3 findings →
Is Plaid on the OFAC sanctions list?+
Plaid returned no matches in ThirdProof's OFAC SDN, EU Consolidated, and UN sanctions screening as of April 2026.
What is Plaid's vendor risk tier?+
ThirdProof assigned Plaid a risk tier of Low Risk with 98% confidence based on assessment across 27 intelligence sources as of April 2026.
Can I get an auto-filled security questionnaire for Plaid?+
Yes. Every ThirdProof investigation of Plaid produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Plaid a single email or waiting for a vendor response.
Is Plaid safe to use as a vendor?+
Plaid is a financial data vendor that handles organizational data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Plaid's full risk profile.
Does Plaid have SOC 2 certification?+
No SOC 2 found. Plaid rated Low Risk — subprocessor list unavailable. See all 3 findings →
Has Plaid had any data breaches?+
Data breach history is an important signal for any vendor, particularly financial data platforms like Plaid that handle organizational data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Plaid on any sanctions lists?+
Sanctions screening is standard due diligence for financial data vendors. ThirdProof screens Plaid against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Plaid or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Plaid for vendor risk?+
Assessing Plaid as a financial data vendor involves verifying SOC 2 Type II and applicable industry standards compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.

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Plaid is in your vendor stack. Can you prove you assessed them?

SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.

ThirdProof investigates Plaid across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.

Get Plaid's Full Report Free →See PricingBook a Demo
✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes

Replaces $600–$900 in manual compliance consulting time per vendor assessed.