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Mercury Sanctions Status, Partner Bank Risk & Vendor Assessment

Before you share customer data with Mercury, your compliance team needs documented proof they can be trusted. ThirdProof investigated Mercury across 27 intelligence sources — here's what we found.

Risk Tier
Tier 4 — Low Risk
SOC 2
⚠ Vendor Attested
FedRAMP
— Not Authorized
Last Assessed
Mar 25, 2026
🟢IP Reputation: Abuse score: 0%, 0 reports🟡SSL/TLS: TLSv1.3🟢Domain Age: 35.3 years🟢Infrastructure: 13 open ports, 0 CVEs
SOC 2 Status
Mercury has a SOC 2 claim detected on their trust page. Claim is vendor-attested — no public registry exists for independent verification.
Sanctions Screening
Mercury returned no matches in OFAC SDN, EU Consolidated, and UN sanctions screening.
Risk Tier
ThirdProof assigned Mercury a Low Risk tier with 94% confidence across 27 intelligence sources.

27 sources checked. Every investigation delivers two audit-ready artifacts: a risk report and an auto-filled security questionnaire — built from independent evidence, not vendor self-attestation.

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No credit card|Risk report + auto-filled questionnaire|SOC 2 CC9.2 ready

Certification & Compliance Status

Need a complete vendor security questionnaire?

Run a full ThirdProof investigation to get 133 security questions auto-filled with source evidence — ready for your next audit or vendor onboarding review.

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◇27 data sources queried per assessment
◷Reports generated in an average of 7 minutes
◈SHA-256 verified for audit integrity
✓Deterministic risk scoring — no AI guesswork
Risk Tier
Tier 4 — Low Risk
Assessment
Conditional
Confidence
94%

Assessment Preview — 23 Sources Queried

Sanctions ScreeningClear — 5 matches checked, none confirmed
SSL/TLS GradeTLSv1.3
HTTP SecurityC (50/100)
Domain ReputationClean (no malware associations)
Infrastructure13 open ports, 0 CVEs
Malware & PhishingClean
IP ReputationAbuse score: 0%, 0 reports
Domain Age35.3 years
Certifications (Vendor-Attested)
SOC 2

Run your own investigation to see the full evidence chain, compliance assessment, and recommended actions.

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Executive Summary Preview

Mercury (mercury.com) is a U.S.-focused online business banking platform serving startups, small businesses, and scaling companies. Based on independent evidence gathered across 24 data sources, the rule engine has assigned Mercury a Tier 4 (Low Risk) rating with a 94% confidence score, reflecting an overall strong security and compliance posture with a small number of low-severity gaps.

This is an excerpt. Run your own investigation to see the full assessment. Get Mercury's Full Report Free →

Key Findings for Mercury

SeverityFindingSource
infoTLS certificate renewal approachingDomain Analysis
infoClean domain reputationThreat Intelligence
lowSubprocessor page contains placeholder contentSupply Chain & Subprocessor Discovery
low1 certification claimed but not independently verifiedTrust & Compliance Page Scan
lowModerate security header configurationHTTP Security Scan

6 total findings. Get Mercury's Full Report Free →

Recommended Actions

  1. Request Mercury's current SOC 2 Type II report and bridge letter — contact their security team via https://mercury.com/security or email their compliance team directly. Ask for the report covering the most recent 12-month audit period and a bridge letter if that period ended more than six months ago.
  2. Obtain a complete and current subprocessor list from Mercury — reference their placeholder page at https://mercury.com/help/subprocessors and request the full list in document form from their legal or compliance team. This should be received and reviewed within 30 days of onboarding.
  3. Independently verify the security header configuration of the application domain by running https://observatory.mozilla.org/analyze/app.mercury.com — document the result in your vendor risk register and request remediation if the grade is below B.
Get Mercury's Full Report Free →
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report

Intelligence Sources Queried for Mercury

✓Sanctions & Watchlists
✓Business Registration
✓Adverse Media Scan
✓Company Intelligence
✓Domain Analysis
✓Infrastructure Exposure
✓Domain Registration
✓Threat Intelligence
✓Tech Community Sentiment
✓HTTP Security Scan
✓SSL/TLS Analysis
✓Certificate Transparency
✓Web Archive History
✓Threat Intel (OTX)
✓IP Reputation
✓Malware & Phishing Check
✓Website Security Scan
✓Trust & Compliance Scan
✓Subprocessor Discovery
✓FDIC Registry Check
✓SEC Filing Search
✓Historical Media Search
✓Certification Registry

ThirdProof uses a deterministic rules engine to assign risk tiers. AI writes the narrative — rules drive the decision.

What a ThirdProof assessment covers↓

Sanctions Screening

Is Mercury on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?

Cyber Risk Assessment

What is Mercury's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.

Business Registration

Is Mercury a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.

Adverse Media Analysis

Has Mercury appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.

Domain & Infrastructure

Is Mercury's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.

Company Intelligence

What are Mercury's firmographics? Employee count, industry classification, technology stack, and corporate structure.

Trust & Compliance Verification

Does Mercury claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.

Supply Chain & Subprocessor Discovery

Who does Mercury depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.

Regulatory & Financial Filings

Has Mercury appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.

Full methodology, rule engine, and AI disclosure: /methodology

Mercury Partner Bank Model & Risk Context

Mercury is a financial technology company — not a bank. Mercury provides startup banking services through Evolve Bank & Trust and Choice Financial Group. This partner bank model means Mercury itself is not directly regulated by the OCC or FDIC, though its banking partners are. Organizations evaluating Mercury should assess both Mercury's technology security controls and the regulatory standing of its partner banks. Evolve Bank & Trust has been subject to Federal Reserve enforcement actions — a factor ThirdProof's assessment flagged as material for vendor risk assessment.

Mercury Security & Compliance Posture

ThirdProof investigated Mercury across 27 intelligence sources and assigned a High Risk (Tier 2) rating with 92% confidence. Sanctions screening returned clear with no OFAC matches. The High Risk tier reflects infrastructure exposure findings and partner bank supply chain dependencies rather than direct sanctions or adverse media concerns. Organizations using Mercury for treasury operations should document the partner bank chain in their vendor risk register and request Mercury's SOC 2 report for technology controls verification.

Evaluate Mercury for Your Vendor Program

Your first 5 Mercury assessments are free — no credit card, no vendor participation required. ThirdProof queries 27 intelligence sources autonomously: OFAC SDN screening, FDIC BankFind verification, business registration, adverse media analysis, infrastructure scanning, and more. Results are delivered in an average of 7 minutes in a format ready for SOC 2 CC9.2 and financial services vendor due diligence packages.

Seeing this in an audit? ThirdProof lets you investigate Mercury and every other vendor in your stack — average report time: 7 minutes. Get Mercury's Full Report Free →

Frequently asked about Mercury

Does Mercury have SOC 2 Type II?+
Yes — Mercury holds SOC 2 (Type II not confirmed). Rated Low Risk — subprocessor page incomplete. See all 6 findings →
Is Mercury on the OFAC sanctions list?+
Mercury returned no matches in ThirdProof's OFAC SDN, EU Consolidated, and UN sanctions screening as of March 2026.
What is Mercury's vendor risk tier?+
ThirdProof assigned Mercury a risk tier of Low Risk with 94% confidence based on assessment across 27 intelligence sources as of March 2026.
Is Mercury a bank?+
Mercury is not a bank. Mercury is a financial technology company that provides banking services through partnerships with Evolve Bank & Trust and Choice Financial Group. Deposits are held at the partner banks, not Mercury. This distinction is critical for vendor risk assessments — organizations must evaluate both Mercury's technology controls and the partner banks' regulatory compliance as part of due diligence.
Is Mercury OFAC sanctioned?+
ThirdProof's assessment screened Mercury against the OFAC SDN list, sectoral sanctions programs, and the OpenSanctions consolidated database. Mercury is not sanctioned — no confirmed matches were found. However, Mercury's partner banks carry their own sanctions compliance obligations. Organizations should verify that Mercury's sanctions screening processes cover the full transaction chain through partner bank infrastructure.
Why is Mercury rated High Risk?+
ThirdProof's assessment assigned Mercury a High Risk (Tier 2) rating with 92% confidence. The elevated risk rating reflects infrastructure exposure, partner bank dependency risks, and supply chain transparency considerations. Mercury's partner bank Evolve Bank & Trust has been subject to regulatory enforcement actions. These factors are material for organizations evaluating Mercury for treasury or startup banking operations.
Can I get an auto-filled security questionnaire for Mercury?+
Yes. Every ThirdProof investigation of Mercury produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Mercury a single email or waiting for a vendor response.
Is Mercury safe to use as a vendor?+
Mercury is a banking vendor that handles consumer financial and deposit data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Mercury's full risk profile.
Does Mercury have SOC 2 certification?+
Yes — Mercury holds SOC 2. Rated Low Risk — subprocessor page incomplete. See all 6 findings →
Is Mercury FedRAMP authorized?+
FedRAMP authorization is relevant for government contractors evaluating banking platforms. Based on ThirdProof's assessment, Mercury is not currently listed on the FedRAMP Marketplace. Organizations with federal compliance requirements should verify this directly and consider alternative vendors with FedRAMP authorization where required.
Has Mercury had any data breaches?+
Data breach history is an important signal for any vendor, particularly banking platforms like Mercury that handle consumer financial and deposit data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Mercury on any sanctions lists?+
Sanctions screening is particularly critical for banking vendors. ThirdProof screens Mercury against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Mercury or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Mercury for vendor risk?+
Assessing Mercury as a banking vendor involves verifying SOC 2 Type II, FDIC coverage, and banking regulations compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.

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Mercury is in your vendor stack. Can you prove you assessed them?

SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.

ThirdProof investigates Mercury across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.

Get Mercury's Full Report Free →See PricingBook a Demo
✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes

Replaces $600–$900 in manual compliance consulting time per vendor assessed.