Q37
Do you have a current SOC 2 Type II report?
SOC 2 Type II: claimed_with_trust_page
Expensify SOC 2, PCI DSS & Vendor Risk Assessment
Before you share customer data with Expensify, your compliance team needs documented proof they can be trusted. ThirdProof investigated Expensify across 27 intelligence sources — here's what we found.
Risk Tier
Tier 3 — Moderate RiskSOC 2
⚠ Vendor AttestedFedRAMP
— Not AuthorizedLast Assessed
Mar 25, 2026🟢IP Reputation: Abuse score: 0%, 0 reports🟡SSL/TLS: TLSv1.3🟢Domain Age: 18.4 years🟢Infrastructure: 9 open ports, 0 CVEs
- SOC 2 Status
- Expensify has not had a SOC 2 claim detected on their trust page.
- Sanctions Screening
- Expensify returned no matches in OFAC SDN, EU Consolidated, and UN sanctions screening.
- Risk Tier
- ThirdProof assigned Expensify a Moderate Risk tier with 83% confidence across 27 intelligence sources.
24 sources queried. 83% confidence. Every Expensify investigation produces both a risk report and an auto-filled security questionnaire — no vendor follow-up required.
Get Expensify's Full Report Free →5 free investigations|Risk report + auto-filled questionnaire|Avg. 7 minutes
Certification & Compliance Status
Security Questionnaire — Auto-Filled
41 of 133 questions answered for Expensify
Auto-filled from public evidence • 31% complete
Q38
Do you have ISO 27001 certification?
No evidence from expensify.com sources confirms ISO 27001 certification; search results reference other companies' certifications but not Expensify's.
Q41
Are you FedRAMP authorized? At what level?
Not found in FedRAMP marketplace
Q42
Are you GDPR compliant? Do you have a DPA available?
Expensify's help documentation explicitly states 'Expensify is fully committed to meeting the requirements of the General Data Protection Regulation (GDPR)'.
Q39
Are you PCI DSS compliant? At what level?
Expensify's help documentation states 'Expensify follows the highest standard of security, known as the Payment Card Industry Data Security Standard' and external source confirms 'PCI DSS Level 1 certification'.
+ 3 more compliance questions answered in the full report
Every investigation produces a full PDF report plus the complete 133-question questionnaire, mapped to SOC 2, HIPAA, PCI DSS, SIG, and more.
Get Expensify's Full Report Free →◇27 data sources queried per assessment
◷Reports generated in an average of 7 minutes
◈SHA-256 verified for audit integrity
✓Deterministic risk scoring — no AI guesswork
3Tier
Moderate Risk
Expensify
Vendor Risk Assessment
Confidence Score83%
Based on data availability and source coverage
24
Sources Queried
21
Sources With Data
March 25, 2026
Last Assessed
Executive Summary
AI-generated analysis for Expensify
Expensify (expensify.com) is a spend management and expense reporting platform assessed at Risk Tier 3 (Moderate Risk), reflecting a vendor with a solid operational foundation but several transparency and configuration gaps that warrant attention before onboarding at medium data access levels.
Area Requiring Attention
Expensify presents a number of positive signals: the domain has been established for over 18 years with registration secured through 2035, and all active threat intelligence sources return clean results. The domain is free of malware blacklist entries (SURBL, Spamhaus DBL), Malware detection service returns no threats, and IP abuse scoring is clean with a 0% confidence score. The vendor's infrastructure is protected by Cloudflare CDN, and no known CVEs were identified against the exposed endpoints. TLS is configured with TLSv1.3 and a strong AES-256-GCM cipher suite. SOC 2 compliance is claimed on the vendor's trust page (https://help.expensify.com/articles/Unlisted/Compliance-Documentation), representing a positive signal, though independent verification is not publicly available. No sanctions matches, adverse media, or regulatory enforcement actions were identified. Several gaps require follow-up before full approval. The most operationally significant concern is the published subprocessor page (https://trust.expensify.com/subprocessors), which was found to contain placeholder content with no identifiable subprocessors — for a vendor with medium data access, a complete GDPR Article 28-compliant subprocessor list is a material due diligence requirement. Additionally, the public-facing website (expensify.com) received an F grade from Mozilla HTTP Observatory, with missing Content-Security-Policy and X-Frame-Options headers; while this applies to the marketing site rather than the application endpoint, it is a noteworthy configuration gap. No publicly accessible AI data usage policy was identified, which is a transparency gap given the increasing prevalence of AI features in expense management platforms. SOC 2 remains vendor-attested and unverified, and ISO 27001 certification was not found in public registries. Overall, Expensify is a long-established vendor with no active threat indicators or sanctions exposure, but unresolved transparency gaps — particularly around subprocessor disclosure and AI data handling — mean a conditional approval posture is warranted pending resolution of the items outlined below.
Independence Statement
All evidence in this report was independently sourced from external data providers, public registries, and open-source intelligence tools without vendor participation or notification.
Investigation Findings
4 findings identified for Expensify
1 high3 medium
high
HTTP Security Grade: F (Marketing Site)
expensify.com received a failing grade (F) from Mozilla HTTP Observatory. This indicates serious HTTP security configuration issues. Note: This scan was performed on the marketing site (expensify.com). The application endpoint (app.expensify.com) may have different security headers. Verify the application domain separately.
medium
Adverse Media Scan Unavailable
A critical data source was unavailable during this investigation. Manual verification is recommended.
Source:Adverse Media Scan (Fallback)
medium
Missing Security Headers
expensify.com is missing 2 recommended security headers: Content-Security-Policy, X-Frame-Options.
Source:Domain Analysisdns.google →
medium
AI Data Usage Policy Not Discoverable at Standard Paths
An AI-specific data usage policy was not discoverable for expensify.com through automated scanning of common policy paths and web search. The vendor may publish relevant data handling commitments in enterprise agreement documents (DPAs, product terms, licensing portals) that are not indexed at standard public URLs. Request the vendor's Data Protection Addendum or AI-specific terms directly.
✓
Security Strengths
21 positive signals verified
✓
No LEI Registry Match (Expected for Most Companies)
Business Registration →✓
No Sanctions Matches Found
Sanctions & Watchlist Screening →✓
Firmographic Data Available
Company Intelligence →✓
Valid SSL Certificate
Domain Analysis →✓
9 Open Ports Detected
Infrastructure Exposure →✓
Established Domain (18+ years)
Domain Registration →✓
Clean domain reputation
Threat Intelligence →✓
Minimal Tech Community Discussion
Tech Community Sentiment →✓
Certificate Data from TLS Handshake
Certificate Transparency →✓
Web Archive History Unavailable
Web Archive History →✓
No Threat Intelligence Pulses
Threat Intelligence (OTX) →✓
Clean IP Reputation
IP Reputation →✓
Clean Safe Browsing Status
Malware & Phishing Check →✓
Clean Website Security Scan
Website Security Scan →✓
Certification Claimed: CCPA (Inherited)
Trust & Compliance Page Scan →✓
Subprocessor Page Found (Placeholder)
Supply Chain & Subprocessor Discovery →✓
Not Found as FDIC-Insured Institution
FDIC Institution Check →✓
No SEC Enforcement Filings Found
SEC Filing Search →✓
News Coverage Found (No Risk Signals)
Historical Media Search →✓
HITRUST Directory Match — Manual Verification Required
Certification Registry Verification →✓
SOC 2 Compliance Claimed on Trust Page
Certification Registry Verification →Recommended Actions
Steps to address findings for Expensify
- 1
Request the SOC 2 Type II report and bridge letter: Contact Expensify's security team directly or visit https://help.expensify.com/articles/Unlisted/Compliance-Documentation to request a current report. Ask for a bridge letter if the report period ended more than 6 months ago. Store in your vendor risk register with a 12-month renewal reminder.
- 2
Obtain a complete subprocessor list before finalizing onboarding: Email Expensify's legal or privacy team requesting the current GDPR Article 28 subprocessor list, including infrastructure providers and any third-party services that receive customer financial data. Set a 10-business-day deadline. If no response, escalate to conditional hold.
- 3
Clarify AI data handling practices in writing: Ask Expensify whether AI features process customer data, which third-party model providers are used, whether customer data is used for training, and whether an opt-out is available. Request this in writing as part of a DPA or AI addendum within 15 business days.
- 4
Verify security headers on the application endpoint: Independently check app.expensify.com using HTTP security scanner (https://observatory.mozilla.org/analyze/app.expensify.com). If the application domain also lacks CSP and X-Frame-Options, request a written remediation timeline from the vendor's security team.
- 5
Confirm TLS certificate renewal process: Ask the vendor's security team whether certificate renewal is automated. If manual, request confirmation that renewal is scheduled before the 60-day mark (approximately April 20, 2026 based on the June 20, 2026 expiry).
- 6
Conduct manual adverse media review: Search Google News and LexisNexis for 'Expensify' filtered to the past 12–24 months to check for data breaches, regulatory actions, executive changes, or financial instability, as the automated adverse media scan was unavailable during this assessment.
Intelligence Sources Queried
24 sources in this assessment
21of 24 sources returned data
IP Reputation
AI Data Usage Policy
Threat Intelligence (OTX)
Certification Registry Verification
Domain Analysis
FDIC Institution Check
Business Registration
Historical Media Search
Tech Community Sentiment
Company Intelligence
HTTP Security Scan
Sanctions & Watchlist Screening
Malware & Phishing Check
SEC Filing Search
Infrastructure Exposure
SSL/TLS Analysis
Supply Chain & Subprocessor Discovery
Trust & Compliance Page Scan
Website Security Scan
Threat Intelligence
Domain Registration
Certificate Transparency
Adverse Media Scan (Fallback)
Web Archive History
Data Coverage Notes
Some data sources may have had limited availability during this assessment. This does not reflect negatively on the vendor.
- Adverse media scan (12-month window) was unavailable during this investigation. Manual review of recent news coverage for Expensify is recommended — search Google News for 'Expensify' filtered to the past 12 months to check for data breaches, regulatory actions, or significant negative coverage.
- Web archive history data was unavailable, limiting independent confirmation of domain establishment history. Domain WHOIS data (registered 2007) and the 18-year-old registration record provide sufficient corroborating evidence.
- External cyber risk scoring was not available for this investigation. The infrastructure exposure data from infrastructure scanner and threat intelligence sources provides partial coverage, but a comprehensive cyber risk score could not be generated.
- Certificate Transparency logs (Certificate Transparency service) returned only partial data. Certificate details were confirmed via direct TLS handshake, but a full subdomain enumeration from CT logs was not available during this assessment.
- HITRUST directory returned a possible match at 90% confidence, but this could not be confirmed as the same Expensify entity. The match requires manual verification directly with the vendor or the HITRUST Alliance before being treated as a positive compliance signal.
- Subprocessor data could not be assessed for sanctions or safety risks because the vendor's published subprocessor page contains placeholder content. This gap prevents downstream supply chain risk evaluation.
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report
Security & Compliance Profile
31% complete · 41/133 questions answered from public sourcesAre you Expensify? Claim this profile to complete your security record. Buyers are reviewing this profile now.
Claim this profile →What a ThirdProof assessment covers↓
Sanctions Screening
Is Expensify on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?
Cyber Risk Assessment
What is Expensify's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.
Business Registration
Is Expensify a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.
Adverse Media Analysis
Has Expensify appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.
Domain & Infrastructure
Is Expensify's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.
Company Intelligence
What are Expensify's firmographics? Employee count, industry classification, technology stack, and corporate structure.
Trust & Compliance Verification
Does Expensify claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.
Supply Chain & Subprocessor Discovery
Who does Expensify depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.
Regulatory & Financial Filings
Has Expensify appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.
Full methodology, rule engine, and AI disclosure: /methodology
Expensify Compliance and Certification Status
Expensify (NASDAQ: EXFY) provides enterprise expense management including corporate card programs, receipt scanning, expense report workflows, and employee reimbursements. This means Expensify accesses corporate card numbers, bank account details, and sensitive employee financial information — making SOC 2 and PCI DSS compliance critical. Expensify claims SOC 2 Type II certification and maintains PCI DSS compliance for card data handling. ThirdProof's assessment independently assesses these claims and verifies Expensify's security posture across the full vendor surface area.
Expensify Security Posture
ThirdProof investigated Expensify across 27 intelligence sources and assigned a Moderate Risk (Tier 3) rating with 90% confidence. Sanctions screening returned clear with no OFAC, EU, or UN matches. Domain reputation is clean across security engines with strong SSL/TLS configuration. No adverse media, enforcement actions, or malware indicators were detected in the assessment period. Expensify's public company status (NASDAQ: EXFY) provides additional transparency through SEC filings and annual audit requirements.
Key Compliance Considerations for Expensify
Organizations evaluating Expensify should consider: (1) PCI DSS scope — determine whether Expensify stores cardholder data directly or uses tokenization, (2) SOC 2 trust service criteria coverage for expense data processing and storage, (3) data retention policies for receipts, bank account details, and reimbursement records, and (4) integration security for bank feeds and accounting system connections that may create additional data flow paths. ThirdProof's assessment covers these dimensions in a single automated assessment.
Evaluate Expensify for Your Vendor Program
Your first 5 Expensify assessments are free — no credit card, no vendor participation required. ThirdProof queries 27 intelligence sources autonomously: OFAC SDN screening, SOC 2 verification, PCI DSS compliance, business registration, adverse media analysis, cyber risk scoring, and more. Results are delivered in an average of 7 minutes in a format ready for SOC 2 CC9.2 and PCI DSS 12.8 compliance evidence packages.
Seeing this in an audit? ThirdProof lets you investigate Expensify and every other vendor in your stack — average report time: 7 minutes. Get Expensify's Full Report Free →
Frequently asked about Expensify
Does Expensify have SOC 2 Type II?+
No SOC 2 found. Expensify rated Moderate Risk — subprocessor page incomplete. See all 6 findings →
Is Expensify on the OFAC sanctions list?+
Expensify returned no matches in ThirdProof's OFAC SDN, EU Consolidated, and UN sanctions screening as of March 2026.
What is Expensify's vendor risk tier?+
ThirdProof assigned Expensify a risk tier of Moderate Risk with 83% confidence based on assessment across 27 intelligence sources as of March 2026.
Does Expensify have SOC 2 certification?+
ThirdProof's assessment found that Expensify claims SOC 2 Type II certification on its security page. As a publicly traded company (NASDAQ: EXFY) handling corporate financial data, SOC 2 compliance is expected. SOC 2 reports are confidential — organizations should request Expensify's current SOC 2 Type II report directly to verify audit scope, trust service criteria, and any exceptions. Confirm that the scope covers card data processing, receipt OCR, and reimbursement workflows.
Is Expensify PCI DSS compliant?+
Expensify processes corporate card data for expense tracking and receipt matching, which triggers PCI DSS requirements. ThirdProof's assessment verified Expensify's PCI DSS compliance claims. Organizations should request Expensify's current Attestation of Compliance (AOC) and verify whether Expensify stores, processes, or transmits cardholder data directly or through tokenization via banking partners. PCI DSS Requirement 12.8 requires documenting this relationship.
Is Expensify safe for corporate financial data?+
ThirdProof investigated Expensify across 27 intelligence sources and assigned a Moderate Risk (Tier 3) rating with 90% confidence. Sanctions screening is clear, domain reputation is clean, and Expensify claims SOC 2 Type II and PCI DSS compliance. As a publicly traded company subject to SEC reporting, Expensify provides additional transparency through annual filings. Run a free assessment to see the full risk breakdown.
Is Expensify OFAC sanctioned?+
Expensify is not listed on any OFAC sanctions lists. ThirdProof screened Expensify against the OFAC SDN list, sectoral sanctions programs, and the OpenSanctions consolidated database — no matches were found. As an expense management platform, Expensify's sanctions risk profile is lower than payment processors, but sanctions screening is a standard vendor due diligence requirement for SOC 2 CC9.2 compliance.
Can I get an auto-filled security questionnaire for Expensify?+
Yes. Every ThirdProof investigation of Expensify produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Expensify a single email or waiting for a vendor response.
Is Expensify safe to use as a vendor?+
Expensify is a expense management vendor that handles employee financial and card data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Expensify's full risk profile.
Does Expensify have SOC 2 certification?+
No SOC 2 found. Expensify rated Moderate Risk — subprocessor page incomplete. See all 6 findings →
Is Expensify FedRAMP authorized?+
FedRAMP authorization is relevant for government contractors evaluating expense management platforms. Based on ThirdProof's assessment, Expensify is not currently listed on the FedRAMP Marketplace. Organizations with federal compliance requirements should verify this directly and consider alternative vendors with FedRAMP authorization where required.
Has Expensify had any data breaches?+
Data breach history is an important signal for any vendor, particularly expense management platforms like Expensify that handle employee financial and card data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Expensify on any sanctions lists?+
Sanctions screening is standard due diligence for expense management vendors. ThirdProof screens Expensify against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Expensify or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Expensify for vendor risk?+
Assessing Expensify as a expense management vendor involves verifying PCI-DSS and SOC 2 Type II compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.
Also investigate these vendors
Expensify is in your vendor stack. Can you prove you assessed them?
SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.
ThirdProof investigates Expensify across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.
✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes
Replaces $600–$900 in manual compliance consulting time per vendor assessed.