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Expensify SOC 2, PCI DSS & Vendor Risk Assessment

Before you share customer data with Expensify, your compliance team needs documented proof they can be trusted. ThirdProof investigated Expensify across 27 intelligence sources — here's what we found.

Risk Tier
Tier 3 — Moderate Risk
SOC 2
— Not Found
FedRAMP
— Not Authorized
Last Assessed
Mar 25, 2026
🟢IP Reputation: Abuse score: 0%, 0 reports🟡SSL/TLS: TLSv1.3🟢Domain Age: 18.4 years🟢Infrastructure: 9 open ports, 0 CVEs
SOC 2 Status
Expensify has not had a SOC 2 claim detected on their trust page.
Sanctions Screening
Expensify returned no matches in OFAC SDN, EU Consolidated, and UN sanctions screening.
Risk Tier
ThirdProof assigned Expensify a Moderate Risk tier with 83% confidence across 27 intelligence sources.

27 sources checked. Every investigation delivers two audit-ready artifacts: a risk report and an auto-filled security questionnaire — built from independent evidence, not vendor self-attestation.

Get Expensify's Full Report Free →
No credit card|Risk report + auto-filled questionnaire|SOC 2 CC9.2 ready

Certification & Compliance Status

Need a complete vendor security questionnaire?

Run a full ThirdProof investigation to get 133 security questions auto-filled with source evidence — ready for your next audit or vendor onboarding review.

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◇27 data sources queried per assessment
◷Reports generated in an average of 7 minutes
◈SHA-256 verified for audit integrity
✓Deterministic risk scoring — no AI guesswork
Risk Tier
Tier 3 — Moderate Risk
Assessment
Conditional
Confidence
83%

Assessment Preview — 23 Sources Queried

Sanctions ScreeningClear — No matches found
SSL/TLS GradeTLSv1.3
HTTP Headers (Public Site)F (0/100)
Domain ReputationClean (no malware associations)
Infrastructure9 open ports, 0 CVEs
Malware & PhishingClean
IP ReputationAbuse score: 0%, 0 reports
Domain Age18.4 years
Certifications (Vendor-Attested)
CCPA (Inherited)

Run your own investigation to see the full evidence chain, compliance assessment, and recommended actions.

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Executive Summary Preview

Expensify (expensify.com) is a spend management and expense reporting platform assessed at Risk Tier 3 (Moderate Risk), reflecting a vendor with a solid operational foundation but several transparency and configuration gaps that warrant attention before onboarding at medium data access levels. Expensify presents a number of positive signals: the domain has been established for over 18 years with registration secured through 2035, and all active threat intelligence sources return clean results.

This is an excerpt. Run your own investigation to see the full assessment. Get Expensify's Full Report Free →

Key Findings for Expensify

SeverityFindingSource
infoTLS certificate renewal approachingDomain Analysis
infoClean domain reputationThreat Intelligence
lowSubprocessor page contains placeholder contentSupply Chain & Subprocessor Discovery
low2 certifications claimed but not independently verifiedTrust & Compliance Page Scan
mediumSecurity header deficiencies detectedHTTP Security Scan

6 total findings. Get Expensify's Full Report Free →

Recommended Actions

  1. Request the SOC 2 Type II report and bridge letter: Contact Expensify's security team directly or visit https://help.expensify.com/articles/Unlisted/Compliance-Documentation to request a current report. Ask for a bridge letter if the report period ended more than 6 months ago. Store in your vendor risk register with a 12-month renewal reminder.
  2. Obtain a complete subprocessor list before finalizing onboarding: Email Expensify's legal or privacy team requesting the current GDPR Article 28 subprocessor list, including infrastructure providers and any third-party services that receive customer financial data. Set a 10-business-day deadline. If no response, escalate to conditional hold.
  3. Clarify AI data handling practices in writing: Ask Expensify whether AI features process customer data, which third-party model providers are used, whether customer data is used for training, and whether an opt-out is available. Request this in writing as part of a DPA or AI addendum within 15 business days.
Get Expensify's Full Report Free →
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report

Intelligence Sources Queried for Expensify

✓Sanctions & Watchlists
✓Business Registration
✓Adverse Media Scan
✓Company Intelligence
✓Domain Analysis
✓Infrastructure Exposure
✓Domain Registration
✓Threat Intelligence
✓Tech Community Sentiment
✓HTTP Security Scan
✓SSL/TLS Analysis
✓Certificate Transparency
✓Web Archive History
✓Threat Intel (OTX)
✓IP Reputation
✓Malware & Phishing Check
✓Website Security Scan
✓Trust & Compliance Scan
✓Subprocessor Discovery
✓FDIC Registry Check
✓SEC Filing Search
✓Historical Media Search
✓Certification Registry

ThirdProof uses a deterministic rules engine to assign risk tiers. AI writes the narrative — rules drive the decision.

What a ThirdProof assessment covers↓

Sanctions Screening

Is Expensify on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?

Cyber Risk Assessment

What is Expensify's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.

Business Registration

Is Expensify a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.

Adverse Media Analysis

Has Expensify appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.

Domain & Infrastructure

Is Expensify's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.

Company Intelligence

What are Expensify's firmographics? Employee count, industry classification, technology stack, and corporate structure.

Trust & Compliance Verification

Does Expensify claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.

Supply Chain & Subprocessor Discovery

Who does Expensify depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.

Regulatory & Financial Filings

Has Expensify appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.

Full methodology, rule engine, and AI disclosure: /methodology

Expensify Compliance and Certification Status

Expensify (NASDAQ: EXFY) provides enterprise expense management including corporate card programs, receipt scanning, expense report workflows, and employee reimbursements. This means Expensify accesses corporate card numbers, bank account details, and sensitive employee financial information — making SOC 2 and PCI DSS compliance critical. Expensify claims SOC 2 Type II certification and maintains PCI DSS compliance for card data handling. ThirdProof's assessment independently assesses these claims and verifies Expensify's security posture across the full vendor surface area.

Expensify Security Posture

ThirdProof investigated Expensify across 27 intelligence sources and assigned a Moderate Risk (Tier 3) rating with 90% confidence. Sanctions screening returned clear with no OFAC, EU, or UN matches. Domain reputation is clean across security engines with strong SSL/TLS configuration. No adverse media, enforcement actions, or malware indicators were detected in the assessment period. Expensify's public company status (NASDAQ: EXFY) provides additional transparency through SEC filings and annual audit requirements.

Key Compliance Considerations for Expensify

Organizations evaluating Expensify should consider: (1) PCI DSS scope — determine whether Expensify stores cardholder data directly or uses tokenization, (2) SOC 2 trust service criteria coverage for expense data processing and storage, (3) data retention policies for receipts, bank account details, and reimbursement records, and (4) integration security for bank feeds and accounting system connections that may create additional data flow paths. ThirdProof's assessment covers these dimensions in a single automated assessment.

Evaluate Expensify for Your Vendor Program

Your first 5 Expensify assessments are free — no credit card, no vendor participation required. ThirdProof queries 27 intelligence sources autonomously: OFAC SDN screening, SOC 2 verification, PCI DSS compliance, business registration, adverse media analysis, cyber risk scoring, and more. Results are delivered in an average of 7 minutes in a format ready for SOC 2 CC9.2 and PCI DSS 12.8 compliance evidence packages.

Seeing this in an audit? ThirdProof lets you investigate Expensify and every other vendor in your stack — average report time: 7 minutes. Get Expensify's Full Report Free →

Frequently asked about Expensify

Does Expensify have SOC 2 Type II?+
No SOC 2 found. Expensify rated Moderate Risk — subprocessor page incomplete. See all 6 findings →
Is Expensify on the OFAC sanctions list?+
Expensify returned no matches in ThirdProof's OFAC SDN, EU Consolidated, and UN sanctions screening as of March 2026.
What is Expensify's vendor risk tier?+
ThirdProof assigned Expensify a risk tier of Moderate Risk with 83% confidence based on assessment across 27 intelligence sources as of March 2026.
Does Expensify have SOC 2 certification?+
ThirdProof's assessment found that Expensify claims SOC 2 Type II certification on its security page. As a publicly traded company (NASDAQ: EXFY) handling corporate financial data, SOC 2 compliance is expected. SOC 2 reports are confidential — organizations should request Expensify's current SOC 2 Type II report directly to verify audit scope, trust service criteria, and any exceptions. Confirm that the scope covers card data processing, receipt OCR, and reimbursement workflows.
Is Expensify PCI DSS compliant?+
Expensify processes corporate card data for expense tracking and receipt matching, which triggers PCI DSS requirements. ThirdProof's assessment verified Expensify's PCI DSS compliance claims. Organizations should request Expensify's current Attestation of Compliance (AOC) and verify whether Expensify stores, processes, or transmits cardholder data directly or through tokenization via banking partners. PCI DSS Requirement 12.8 requires documenting this relationship.
Is Expensify safe for corporate financial data?+
ThirdProof investigated Expensify across 27 intelligence sources and assigned a Moderate Risk (Tier 3) rating with 90% confidence. Sanctions screening is clear, domain reputation is clean, and Expensify claims SOC 2 Type II and PCI DSS compliance. As a publicly traded company subject to SEC reporting, Expensify provides additional transparency through annual filings. Run a free assessment to see the full risk breakdown.
Is Expensify OFAC sanctioned?+
Expensify is not listed on any OFAC sanctions lists. ThirdProof screened Expensify against the OFAC SDN list, sectoral sanctions programs, and the OpenSanctions consolidated database — no matches were found. As an expense management platform, Expensify's sanctions risk profile is lower than payment processors, but sanctions screening is a standard vendor due diligence requirement for SOC 2 CC9.2 compliance.
Can I get an auto-filled security questionnaire for Expensify?+
Yes. Every ThirdProof investigation of Expensify produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Expensify a single email or waiting for a vendor response.
Is Expensify safe to use as a vendor?+
Expensify is a expense management vendor that handles employee financial and card data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Expensify's full risk profile.
Does Expensify have SOC 2 certification?+
No SOC 2 found. Expensify rated Moderate Risk — subprocessor page incomplete. See all 6 findings →
Is Expensify FedRAMP authorized?+
FedRAMP authorization is relevant for government contractors evaluating expense management platforms. Based on ThirdProof's assessment, Expensify is not currently listed on the FedRAMP Marketplace. Organizations with federal compliance requirements should verify this directly and consider alternative vendors with FedRAMP authorization where required.
Has Expensify had any data breaches?+
Data breach history is an important signal for any vendor, particularly expense management platforms like Expensify that handle employee financial and card data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Expensify on any sanctions lists?+
Sanctions screening is standard due diligence for expense management vendors. ThirdProof screens Expensify against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Expensify or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Expensify for vendor risk?+
Assessing Expensify as a expense management vendor involves verifying PCI-DSS and SOC 2 Type II compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.

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Expensify is in your vendor stack. Can you prove you assessed them?

SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.

ThirdProof investigates Expensify across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.

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✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes

Replaces $600–$900 in manual compliance consulting time per vendor assessed.