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Dwolla Security & Compliance Status

Before you share customer data with Dwolla, your compliance team needs documented proof they can be trusted. ThirdProof investigated Dwolla across 27 intelligence sources — here's what we found.

Risk Tier
Tier 3 — Moderate Risk
SOC 2
⚠ Vendor Attested
FedRAMP
— Not Authorized
Last Assessed
Mar 25, 2026
🟡IP Reputation: Abuse score: 4%, 2 reports🟡SSL/TLS: TLSv1.3🟢Infrastructure: 13 open ports, 0 CVEs🟢Sanctions: Clear — No matches found
SOC 2 Status
Dwolla has a SOC 2 claim detected on their trust page. Claim is vendor-attested — no public registry exists for independent verification.
Sanctions Screening
Dwolla returned no matches in OFAC SDN, EU Consolidated, and UN sanctions screening.
Risk Tier
ThirdProof assigned Dwolla a Moderate Risk tier with 77% confidence across 27 intelligence sources.

27 sources checked. Every investigation delivers two audit-ready artifacts: a risk report and an auto-filled security questionnaire — built from independent evidence, not vendor self-attestation.

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No credit card|Risk report + auto-filled questionnaire|SOC 2 CC9.2 ready

Certification & Compliance Status

Need a complete vendor security questionnaire?

Run a full ThirdProof investigation to get 133 security questions auto-filled with source evidence — ready for your next audit or vendor onboarding review.

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◇27 data sources queried per assessment
◷Reports generated in an average of 7 minutes
◈SHA-256 verified for audit integrity
✓Deterministic risk scoring — no AI guesswork
Risk Tier
Tier 3 — Moderate Risk
Assessment
Conditional
Confidence
77%

Assessment Preview — 23 Sources Queried

Sanctions ScreeningClear — No matches found
SSL/TLS GradeTLSv1.3
HTTP Headers (Public Site)D+ (40/100)
Domain ReputationClean (no malware associations)
Infrastructure13 open ports, 0 CVEs
Malware & PhishingClean
IP ReputationAbuse score: 4%, 2 reports
Certifications (Vendor-Attested)
SOC 2

Run your own investigation to see the full evidence chain, compliance assessment, and recommended actions.

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Executive Summary Preview

Dwolla is a financial payments infrastructure platform providing ACH and real-time bank payment APIs, and has been assigned a Tier 3 (Moderate Risk) rating by ThirdProof's rule engine with a 77% confidence score. Dwolla demonstrates several meaningful positive signals across its security posture: - The domain carries a clean threat reputation with no blacklist entries on SURBL, Spamhaus DBL, or URLhaus, and no active malware URLs detected. - The platform's TLS implementation uses TLS 1.

This is an excerpt. Run your own investigation to see the full assessment. Get Dwolla's Full Report Free →

Key Findings for Dwolla

SeverityFindingSource
infoTLS certificate renewal approachingDomain Analysis
infoClean domain reputationThreat Intelligence
lowSubprocessor page contains placeholder contentSupply Chain & Subprocessor Discovery
low1 certification claimed but not independently verifiedTrust & Compliance Page Scan
lowThreat intelligence pulses detectedThreat Intelligence (OTX)

7 total findings. Get Dwolla's Full Report Free →

Recommended Actions

  1. Request the SOC 2 Type II report and bridge letter: Contact Dwolla's security team and ask for their most recent SOC 2 Type II report (Security trust principle) and a bridge letter covering the period between the audit end date and today. Check trust.dwolla.com first, or email their security contact listed at dwolla.com/security. This is the single most important compliance document for a payments infrastructure vendor.
  2. Obtain the complete subprocessor list: Contact Dwolla's privacy team at the email listed in their Privacy Policy (dwolla.com/privacy) and request the complete, current subprocessor list. Reference trust.dwolla.com/subprocessors as the intended location. Ask for an estimated date when the page will be fully populated. Evaluate each subprocessor against your organization's third-party risk program.
  3. Request the DPA and AI data handling terms: Ask Dwolla's legal or sales team for their standard Data Processing Addendum. Review it specifically for AI-related clauses — whether transaction data is used for model training, which AI sub-processors are named, and what opt-out rights exist. If the DPA does not address AI features, request a written statement from their security team.
Get Dwolla's Full Report Free →
183+
Vendors assessed
98%
Average confidence
<2 min
Time to report

Intelligence Sources Queried for Dwolla

✓Sanctions & Watchlists
✓Business Registration
✓Adverse Media Scan
✓Company Intelligence
✓Domain Analysis
✓Infrastructure Exposure
✓Domain Registration
✓Threat Intelligence
✓Tech Community Sentiment
✓HTTP Security Scan
✓SSL/TLS Analysis
✓Certificate Transparency
✓Web Archive History
✓Threat Intel (OTX)
✓IP Reputation
✓Malware & Phishing Check
✓Website Security Scan
✓Trust & Compliance Scan
✓Subprocessor Discovery
✓FDIC Registry Check
✓SEC Filing Search
✓Historical Media Search
✓Certification Registry

ThirdProof uses a deterministic rules engine to assign risk tiers. AI writes the narrative — rules drive the decision.

What a ThirdProof assessment covers↓

Sanctions Screening

Is Dwolla on any OFAC, EU, or UN sanctions list? Are any officers or affiliates flagged?

Cyber Risk Assessment

What is Dwolla's security posture? Threat intelligence scanning, known vulnerabilities, and security header analysis.

Business Registration

Is Dwolla a legitimately registered business entity? Corporate status, jurisdiction, and officer verification.

Adverse Media Analysis

Has Dwolla appeared in negative news coverage? Data breaches, lawsuits, regulatory actions, and complaints.

Domain & Infrastructure

Is Dwolla's website secure? TLS configuration, DNS hygiene, security headers, and domain age analysis.

Company Intelligence

What are Dwolla's firmographics? Employee count, industry classification, technology stack, and corporate structure.

Trust & Compliance Verification

Does Dwolla claim SOC 2, ISO 27001, HITRUST, or FedRAMP? ThirdProof scans trust pages for certification claims and cross-references the FedRAMP public registry for independent verification.

Supply Chain & Subprocessor Discovery

Who does Dwolla depend on? ThirdProof discovers subprocessors from vendor-published pages and runs sanctions screening and safe browsing checks against each one.

Regulatory & Financial Filings

Has Dwolla appeared in SEC enforcement filings? Is it associated with any FDIC bank failures? ThirdProof searches regulatory databases with entity verification to confirm attribution.

Full methodology, rule engine, and AI disclosure: /methodology

Seeing this in an audit? ThirdProof lets you investigate Dwolla and every other vendor in your stack — average report time: 7 minutes. Get Dwolla's Full Report Free →

Frequently asked about Dwolla

Does Dwolla have SOC 2 Type II?+
Yes — Dwolla holds SOC 2 (Type II not confirmed). Rated Moderate Risk — subprocessor page incomplete. See all 7 findings →
Is Dwolla on the OFAC sanctions list?+
Dwolla returned no matches in ThirdProof's OFAC SDN, EU Consolidated, and UN sanctions screening as of March 2026.
What is Dwolla's vendor risk tier?+
ThirdProof assigned Dwolla a risk tier of Moderate Risk with 77% confidence based on assessment across 27 intelligence sources as of March 2026.
Can I get an auto-filled security questionnaire for Dwolla?+
Yes. Every ThirdProof investigation of Dwolla produces two deliverables: an audit-ready risk report and a 133-question security questionnaire pre-filled with evidence from 27 independent sources. The questionnaire is mapped to SIG, SOC 2, HIPAA, PCI DSS and 9 other frameworks — answered without sending Dwolla a single email or waiting for a vendor response.
Is Dwolla safe to use as a vendor?+
Dwolla is a payment API vendor that handles organizational data. Safety depends on their current security posture, certification status, and how they handle your specific data. ThirdProof automates this evaluation across 27 intelligence sources — sanctions databases (OFAC, EU, UN), business registration verification, adverse media scanning, and cyber risk assessment — producing a deterministic risk tier with confidence score plus an auto-filled security questionnaire. Run a free investigation to see Dwolla's full risk profile.
Does Dwolla have SOC 2 certification?+
Yes — Dwolla holds SOC 2. Rated Moderate Risk — subprocessor page incomplete. See all 7 findings →
Is Dwolla FedRAMP authorized?+
FedRAMP authorization is relevant for government contractors evaluating payment API platforms. Based on ThirdProof's assessment, Dwolla is not currently listed on the FedRAMP Marketplace. Organizations with federal compliance requirements should verify this directly and consider alternative vendors with FedRAMP authorization where required.
Has Dwolla had any data breaches?+
Data breach history is an important signal for any vendor, particularly payment API platforms like Dwolla that handle organizational data. ThirdProof's adverse media analysis searches multiple news APIs and public records for data breaches, security incidents, lawsuits, regulatory enforcement actions, and financial distress signals. Each finding is linked to its original source with severity classification.
Is Dwolla on any sanctions lists?+
Sanctions screening is standard due diligence for payment API vendors. ThirdProof screens Dwolla against OFAC SDN, consolidated international sanctions lists, and PEP databases. The screening uses entity name verification to reduce false positives. If Dwolla or any associated officers appear on a sanctions list, this triggers automatic escalation to the highest risk tier.
How do I assess Dwolla for vendor risk?+
Assessing Dwolla as a payment API vendor involves verifying SOC 2 Type II and applicable industry standards compliance, reviewing their subprocessor chain, and checking sanctions exposure. ThirdProof automates this across 27 intelligence sources in an average of 7 minutes — no questionnaires or vendor participation required. Your first 5 investigations are free.
How long does a ThirdProof assessment take?+
A ThirdProof assessment completes in an average of 7 minutes. 27 intelligence sources are queried in parallel — sanctions databases, business registries, threat intelligence feeds, certificate transparency logs, and more. The result is a deterministic risk tier with confidence score and audit-ready PDF report.
Is ThirdProof free?+
ThirdProof offers 5 free vendor assessments with no credit card required. Each assessment includes the full report — risk tier, confidence score, individual findings, executive summary, and PDF export. Paid plans start at $399/month for teams that need ongoing vendor monitoring.
Can I use a ThirdProof report as SOC 2 audit evidence?+
Yes. ThirdProof reports are designed to satisfy SOC 2 CC9.2 (vendor risk management) requirements. Each report includes SHA-256 integrity verification, methodology disclosure, source attribution for every finding, and AI content labeling. Auditors can independently verify the report's authenticity and trace each finding to its original source.
How is ThirdProof different from a security questionnaire?+
Security questionnaires require vendor participation, take weeks, and produce self-reported answers. ThirdProof queries 27 independent intelligence sources — no vendor involvement needed. Risk tiers are assigned by a deterministic rules engine (not AI opinion), and every finding links to its original source. You get an audit-ready report in an average of 7 minutes instead of waiting weeks for a questionnaire response.

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Dwolla is in your vendor stack. Can you prove you assessed them?

SOC 2 CC9.2, HIPAA, PCI-DSS, and CMMC all require documented vendor due diligence — not just knowing the answer, but having audit-ready evidence you verified it. Most compliance teams can't produce that documentation on demand.

ThirdProof investigates Dwolla across 27 intelligence sources in an average of 7 minutes — sanctions screening, cyber posture, SOC 2 verification, FedRAMP status, and more. Every investigation produces two deliverables: an audit-ready risk report and an auto-filled security questionnaire your prospects and auditors expect to see.

Get Dwolla's Full Report Free →See PricingBook a Demo
✓ 5 free investigations✓ Risk report + auto-filled questionnaire✓ No credit card required✓ Average report time: 7 minutes

Replaces $600–$900 in manual compliance consulting time per vendor assessed.